Bank of India Multi Cap Fund

Data as on 04^th feb 2025

Fund Type : An open ended equity scheme investing across large cap, mid cap, small cap stocks

Entry Load : NA

Date of Allotment : March 03, 2023

Features : Liquity SIP SWP STP
Benchmark :
NIFTY 500 Multicap 50:25:25 Total Return Index (TRI)
Exit Load :
- For redemption/switch out upto 10% of the initial units allotted -within 1 year from the date of allotment: “NIL”
- Any redemption/switch out - in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/switched out within 1 year from the date of allotment of units.
- If the units are redeemed/switched out after 1 year from the date of allotment of units : “Nil”
Product Presentation
Product Leaflet

Investment Objective

The investment objective of the scheme is to generate long term capital appreciation by investing in equity and equity-related securities across various market capitalisation. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Fund Manager

Nitin Gosar

B.M.S and MS Finance (ICFAI)

See detail

More than 16 years of Experience in equity Research and Fund Management.

Fund Highlights

Bank of India Multi Cap Fund would invest 75% to 100% of its assets in a diversified portfolio constituting equity and equity related instruments across market capitalization that the Fund Manager believes have sustainable business models, and potential for capital appreciation.
The Schemes would follow an actively managed approach allowing it the flexibility to pursue opportunities without having any bias in favour of sectoral allocations.
The assets of the Scheme would be invested across stocks that represent a broad range of sectors of the economy, in order to ensure adequate portfolio diversification.

Riskometer

Scheme Riskometer:

The above Riskometer is based on the portfolio as on 28th February 2026.

This product is suitable for investors who are seeking*:

Long term capital appreciation.
Investments in equity and equity related instruments across large cap, mid cap, small cap stocks.

Benchmark Riskometer : NIFTY 500 Multicap 50:25:25 Total Return Index (TRI):

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

The above Benchmark Riskometer is based on the portfolio as on 28th February 2026.

Top 10 Portfolio Holdings

Portfolio Details	% to Net Assets
HDFC Bank Limited	4.9%
Reliance Industries Limited	4.7%
Larsen & Toubro Limited	3.6%
Aurobindo Pharma Limited	3.5%
Kotak Mahindra Bank Limited	3.3%
Lloyds Metals And Energy Limited	3.2%
FSN E-Commerce Ventures Limited	2.8%
Hero MotoCorp Limited	2.8%
Stylam Industries Limited	2.8%
Dr. Reddy's Laboratories Limited	2.6%

Sector Allocation

Portfolio weight (%)
Benchmark weight (%)

Underweight / overweight
against benchmark

Data Not Available

Fund Performance

Scheme
Benchmark

Total Expense Ratio

Performance(Regular Plan - Growth Option & Direct Plan - Growth Option)

Current Value of Standard Investment of Rs 10000 in the
Date	NAV Per Unit(Rs.)	Scheme Returns(%)^	Benchmark Returns #(%)	Additional Benchmark Returns # #(%)	Scheme (Rs)	Benchmark #(Rs)	Additional Benchmark # # (Rs)
1 yrs	16.1800	3.09 %	-2.54 %	-3.12 %	10309	9746	9688
3 yrs	9.9800	18.66 %	15.40 %	12.88 %	16713	15372	14388
5 yrs	NA	NA	NA	NA	NA	NA	NA
10 yrs	NA	NA	NA	NA	NA	NA	NA
Since inception	10.0000	18.06 %	14.24 %	12.02 %	16680	15073	14187

^ Past performance may or may not be sustained in the future
# Nifty500 Multicap 50:25:25 - TRI
# # BSE 500 TRI

^ Past performance may or may not be sustained in the future. *Date of Allotment - March 03, 2023.
Above returns are in Compounded Annual Growth Rate (CAGR).
@ In case, the start date or the end date of the concerned period is a non-business day, the NAV of the previous business day is considered for computation of returns.

1. Mr. Nitin Gosar has been appointed Fund Manager for this scheme since inception. In addition to this scheme, he manages 3 open ended schemes of Bank of India Mutual Fund.
2. Period for which scheme’s performance has been provided is computed basis on last working day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure.