Bank Of India Business Cycle Fund

Data as on 04^th feb 2025

Fund Type : An open ended equity scheme investing in sector based on its business cycle

Entry Load : Nil

Date of Allotment : 30 August, 2024

Features : Liquity SIP SWP STP
Benchmark :
NIFTY 500 Total Return Index (TRI)
Exit Load :
- NIL – There will be no exit load within 3 months from the date of allotment for redemption/switch out upto 10% of the units allotted.
- 1% - Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 3 months from the date of allotment of units.
- NIL – There will be no exit load on any redemption/switch out after 3 months from the date of allotment of units.
Product Leaflet

Investment Objective

The Investment objective of the Scheme is to generate long-term capital appreciation by investing predominantly in equity and equity related securities through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy. However, there is no assurance that the investment objective of the Scheme will be achieved.

This scheme is new and does not have any performance track record. Consider making this note more visible

Fund Manager

Alok Singh
CFA and PGDBA from ICFAI Business School.

See detail
Around 20 years of experience, including 16 years in the mutual fund industry.

Fund Highlights

Macro/ Trends based investing.
Top down approach to portfolio construction.
Sector and Market Cap agnostic.
Intended investment in themes & businesses that are at the cusp-of or undergoing expansionary phase in Business Cycle.
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Riskometer

Scheme Riskometer:

The above Riskometer is based on the portfolio as on 28th February 2026.

This product is suitable for investors who are seeking*:

Long term capital appreciation.
Investment in equity and equity related instruments with a focus on navigating business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy.

As per AMFI, Tier I Benchmark is NIFTY 500 TRI. Investors understand that their principal will be at very high risk.

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

The above Benchmark Riskometer is based on the portfolio as on 28th February 2026.

Top 10 Portfolio Holdings

Portfolio Details	% to Net Assets
NTPC Limited	5.1%
State Bank of India	4.7%
ICICI Bank Limited	4.5%
HDFC Bank Limited	4.3%
Bharti Airtel Limited	4.1%
Vedanta Limited	3.4%
Power Grid Corporation of India Limited	3.4%
Glenmark Pharmaceuticals Limited	3.1%
Sky Gold And Diamonds Limited	3.0%
Britannia Industries Limited	2.9%

Sector Allocation

Portfolio weight (%)
Benchmark weight (%)

Underweight / overweight
against benchmark

Data Not Available

Fund Performance

Scheme
Benchmark

Total Expense Ratio

Performance(Regular Plan - Growth Option & Direct Plan - Growth Option)

Current Value of Standard Investment of Rs 10000 in the
Date	NAV Per Unit(Rs.)	Scheme Returns(%)^	Benchmark Returns #(%)	Additional Benchmark Returns # #(%)	Scheme (Rs)	Benchmark #(Rs)	Additional Benchmark # # (Rs)
1 yrs	8.4100	-4.76 %	-2.88 %	-3.99 %	9524	9712	9601
3 yrs	NA	NA	NA	NA	NA	NA	NA
5 yrs	NA	NA	NA	NA	NA	NA	NA
10 yrs	NA	NA	NA	NA	NA	NA	NA
Since inception	10.0000	-13.05 %	-7.99 %	-6.53 %	8010	8762	8984

^ Past performance may or may not be sustained in the future
# NIFTY 500 TRI
# # Nifty 50 TRI

^ Past performance may or may not be sustained in the future. *Date of Allotment - August 30, 2024.
Above returns are on Simple Annualized Return.
@ In case, the start date or the end date of the concerned period is a non-business day, the NAV of the previous business day is considered for computation of returns.

1. Mr. Alok Singh has been managing this scheme from August 30, 2024. In addition to this, he manages 7 other open-ended schemes and co-manages 2 scheme of Bank of India Mutual Fund.
2. Period for which scheme’s performance has been provided is computed basis on last working day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure.

IDCW History

CLICK HERE TO VIEW THE IDCW HISTORY